Credit Explained - Bad Credit or No Credit Help Terms & Glossary!

Accelerated Payment - Account Monitoring - Accounts in Good Standing - Accrued Interest - Acquisition Fee - Additional Monthly Payment - Adjustable Rate Mortgage - Adjustment Service Company - Adjustment - Affinity Card - AKA - Amortization - Amount Past Due - Annual Fee - Annual Income - Annual Interest Rate - Annual Percentage Rate (APR) - Annual Rate of Return - Applicant - Appraisal - Appraisal Fee - Asset - Association Code - Authorized User - Average Daily Balance

Bad Debt - Balance - Balance Transfer - Balloon Loan - Bank - Bankcard - Better Business Bureau - Bill - Budget - Buydown

Capitalized Cost - Cash Advances - Cash Down - Cash on Hand - Chapter - Charge Card - Charge Off - Civil Action - Closed Date - Co-Maker - Cosigners - Collateral - Collection Account - Collection Agency - Consolidation Loans - Consumer - Consumer Credit Counseling Service - Consumer Credit Information - Convenience Cheque - Credit - Credit Accounts - Credit Application - Credit Availability - Credit Bureau - Credit Card - Credit Card Rate - Credit File - Credit Grantor - Credit History - Credit Insurance - Credit Investigation - Credit Limit - Credit Line - Credit Repair Companies - Credit Rating - Credit Report - Credit Reporting Agency - Credit Scores - Credit Union - Creditor

Debit Card - Debt - Debt Consolidation - Debt-to-Income Ratio - Default - Delinquent / Derogatory Accounts - Direct Marketing - Discharged - Disclosure - Dismissed - Disposition Fee - Down Payment

Economic Index - Economic Indicator - End-User - Equal Credit Opportunity Act (ECOA) - Equifax - Escrow -

Fair Credit and Charge Disclosure Act (FCCDA) - Fair Credit Billing Act (FCBA) - Fair Credit Reporting Act (FCRA) - Fair Debt Collection Practices Act (FDCPA) - Federal Tax Withholding - Federal Trade Commission (FTC) - Fees - FICA - Finance Charge - Financial Aid - Financial Institution - Fixed Rate - Flagging an Account - Foreclosure - Fraud - Free Credit Report

Garnishment - Generation Identifier - Grace Period - Guarantor

Hearing Impaired Consumer Service - High Risk - Home Appreciated At - Home Equity Closing Costs - Home Equity Interest Rate (APR) - Home Equity Line of Credit (HELOC) - Home Equity Loan

Identity Theft - Income Tax Rate - Index - Inquiry - Installment Debt - Installment Loans - Interest - Interest Free Period - Interest Rates - Investigative Consumer Reports - Investment Rate of Return - Involuntary Bankruptcy - Issuer - Item Specific Statement

Joint Accounts - Judgment - Judgment Granted

KOBA Code

Late Payment - Lease - Lender - Lien - Line of Credit - Loan Origination Rate - Loan Payment - Loan Type - Low Risk

Magnetic Strip - Major Purchase - Market Value - MASTERCARD Symbol and Hologram - Medicare - Medium High Risk - Medium Low Risk - Medium Risk - Minimum Payment - Monthly PMI Payment - Mortgage - 1st Mortgage - 2nd Mortgage - Mortgage Loan - Most Recent Date

Net Home Price - Net House Payment - Notice of Results - Number of Points Paid

Obsolescence - Opt-Out - Outstanding Debt - Overdraft Checking - Overdue

Paid Accounts - Past Due - Payment Status - Penalty Interest Rate - Permissible Purpose - Personal Information - Personal Line of Credit - Personal Loan - Personal Statement - Petition - PITI Percent of Annual Income - Post-dated Check - Potentially Negative Items - Pre-Approved Credit Card - Pre-Payment - Pre-Screen - Prime Rate - Principal - Principal Payment - Privacy Policy - Property Tax Rate - Public Record Data - Purchase Price

Qualifying Income

Rate Earned on Savings - Rate of Depreciation - Rate Cap - Real Estate Secured Debt - Reference Rate - Refinancing - Released - Repossession - Request an Investigation - Request For Your Credit History - Residual Percent - Retail Card - Revolving Account - Revolving Credit - Revolving Debt - Revolving Facility - Reward Program - Risk Level - Risk Score Models

Sales Price - Sales Tax - Sales Tax Rate - Satisfactory Accounts - Satisfied - Scheduled Payment - Score Factors - Secured Credit - Secured Credit Card - Security - Security Alert - Security Deposit - Security Interest - Seller's Points - Service Charge - Settlement Costs - Smart Card - State Tax Withholding - Statement - Statement Date - Statistical Models - Stock Index - Suplimentary Credit Card - Surcharge

Target Marketing - Tax Savings - Taxable Fees - TDD Phone Number - Term - Term in Months - Term in Years - Thin File - Third-Party Collectors - Total Closing Costs - Total Debt Percent of Annual Income - Total Down Payment - Total Interest - Total Payments - Trade Allowance - Trade Line - TransUnion - Transaction Fees - Truth in Lending Act

Unsecured Credit - Up-Front Costs

Vacated - Validity Period - Variable Rate - Verification - Victim Statement - VISA Flag Symbol and Hologram

Withdrawn - Writ of Replevin

Years to Save

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Credit Help - Terms & Glossary